The AI agent that gets small businesses paid.
Settle watches what you're owed, chases every late-paying customer with smart reminders, reads their replies, and stops the moment payment lands — so you never awkwardly follow up again.
14-day free trial · Self-serve · Your own Stripe account
The problem
$17,500
The average small business is owed in unpaid invoices.
That's money you already earned — sitting in someone else's bank account while you chase it manually or let it slip.
QuickBooks Small Business Index, 2025
Settle chases it for $39/mo — on autopilot.
Your dashboard — live, not a mockup.
Recovered, active chases, and recent activity — the same screen you open every morning. No spreadsheets. No “illustrative” fine print.
settle.
Valentin Co
Recovered
$575.00
Outstanding
$575.00
Active chases
1
Chase agent
Working 1 overdue invoice — sending reminders on autopilot.
Recent activity
What Settle did about your money
Sent first reminder for invoice #A1B2C3D4
Chase sent · 2h ago
Payment received — $575.00 recovered
Recovered · 1h ago
Invoices
It reads the reply — and knows what to do.
Most reminder tools stop at sending. Settle is an agent: when a customer replies to a chase email, it classifies the intent — promise to pay, dispute, already paid, unsubscribe — and adjusts on its own. Promised a date? It waits. Dispute? It escalates to you. Paid? It verifies in Stripe and halts.
Replies route to a dedicated reply-to address on each chase email (Resend inbound webhook → Settle).
Promise to pay
Pauses & schedules follow-up
Already paid
Verifies Stripe & halts chase
Dispute / question
Hands off to you
Unsubscribe
Stops immediately
Three steps to your first recovered dollar.
- 1
Connect Stripe
Settle imports your open invoices — no double entry. Your money runs through your own Stripe account; Settle never holds funds.
- 2
The agent chases & reads replies
Past due? Escalating reminders go out on autopilot. Customer replies? Settle classifies it and adapts — no manual triage.
- 3
Stops when it's paid
Payment hits Stripe → chase halts instantly → Recovered updates. No email to someone who already paid.
Sample chase email
Hi Jane, Following up on the outstanding invoice below — wanted to make sure it didn't slip through the cracks. Invoice #A1B2C3D4 Amount due: $575.00 Due date: June 19, 2026 (3 days past due) If anything looks off, just reply to this email. — Your Business Name
Real invoice numbers and dates — never placeholders.
Polite first. Firm by the third. Human handoff at the top.
Parse a customer text into a priced quote — optional, not the product.
Paste an inquiry, get a price-book quote. Useful for shops that quote from texts. The core product is still the chase: getting paid on invoices you already sent.
Every agent decision, exportable.
One CSV of your agent feed is a complete production record — every reminder sent, every reply classified, every dollar recovered. Win disputes. Keep a record of every message. Leaving Settle means losing that history.
Settle Pro
$39/mo
Autonomous chase agent, reply classification, Stripe sync, agent feed & CSV export. Billed separately from your customer invoices.
- ✓14-day free trial
- ✓Connect your own Stripe
- ✓Cancel anytime
Pilot guarantee: full refund of your Settle subscription fees if no invoice Settle chased is marked paid within 60 days of signup. (At least one Stripe-synced overdue invoice must be chased — contact support to claim.)
Start free trial